Kevin Ware's family will not verbal expression large medical bills as a result of his upright stick injury at the NCAA tournament, according to a Louisville official.
Ware, a Louisville guard, suffered a compound fracture of his lower right leg in the Cardinals' regional final victory against Duke Sunday.
For all Louisville athletes, their in the flesh(predicate) or family restitution serves as their primary medical coverage, with the university playacting as co-provider for athletic injuries.
"There is generally no due medical expenses for the student-athlete or his family, and none for Kevin in this instance," said Kenny Klein, Louisville senior associate athletic director for media relations.
The NCAA requires that all schools certify that student-athletes bear insurance for medical expenses. Some universities buy insurance for student-athletes tho that is their choice, not a requirement from the NCAA.
To supplement school insurance policies, the NCAA has a polity for deed of conveyance events, such as the NCAA men's room basketball tournament, that covers medical expenses up to $90,000.
After that, the NCAA's catastrophic insurance policy -- with a deductible of $90,000 and maximum benefit of $20 gazillion – could kick in. But that is generally available only to athletes who are totally disabled.
So, in Ware's case, his family insurance and Louisville insurance would apply first. Then, the NCAA's championship supplemental insurance could kick in, up to $90,000.
Materials taken from USA Today
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